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Buying A Home Without Physically Seeing It First?

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The recent pandemic changed so many things. Life as we know it was altered. So was real estate. In 2020, one out of every 20 homebuyers purchased a home without ever stepping foot in it first. Yes, that’s right. They bought a home sight-unseen, except for looking at photos or if they were lucky, by taking a video tour. Before the pandemic, only a very small percentage of buyers purchased a home without first seeing it in person. And that trend continues to grow. What does this mean for you? It opens up a world of possibilities! If you can’t physically make it to an open house or take a private in-person tour, just ask me to show you a home using Zoom, Facetime or another video platform. I can give you a real-time tour and answer any questions you may have just like you are with me in person!  A virtual tour can work better for your availability and schedule. If you live far away, this can make your home search quite a bit easier. See a home you’re interested in but not sure you can get
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Avoid Reverse Mortgage Scams

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If you’re a homeowner over age 62, you may be thinking about a reverse mortgage. This is a loan that allows older homeowners to use equity in their homes.   As a result of the uncertainty in the economy since the pandemic hit in 2020, there have been scammers that target older homeowners through reverse mortgage schemes. Unlike a traditional mortgage, a reverse mortgage does not have a monthly mortgage payment. The loan is usually repaid when the borrower sells or no longer lives in the home. With a reverse mortgage scam, a homeowner may often not realize that they have been scammed until the loan money is already gone.  Play it safe and talk to an expert before considering a reverse mortgage. You can speak to a HUD reverse mortgage counselor at anytime at 800-569-4287. To learn more about a reverse mortgage and how it works, visit  www.consumerfinance.gov/reversemortgage .      
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The Summer 2021 Real Estate Market

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The housing market will continue to be hot this summer. Attractive mortgage rates, vaccine distribution, and continued growth in consumer confidence will make this summer continue to be a strong environment for real estate. Right now, there are not nearly enough homes to fulfill buyer’s demand. If you are selling, this is great news for you. This gives sellers the upper hand when it comes to negotiations. This puts upward pressure on home prices and creates a lot of competition among home buyers.  To add to the intensity of this summer’s real estate market, low mortgage rates are expected to continue throughout the rest of 2021.  Mortgage rates are remaining low enough to attract and motive home buyers. Another impact in the real estate market this year which is completely unique to 2021 is that vaccinations across the country are helping people feel we are reaching some level of normalcy. This is allowing states to ease economic restrictions and allowing businesses to fully reopen, in
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