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Real Estate Tips for Active Military and Veterans

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If you are a Purple Heart recipient or you know someone who is, please consider this info. Starting January 1, 2020, as part of the Blue Water Navy Vietnam Veterans Act, Purple Heart recipients will be exempt from paying the funding fee the Department of Veteran Affairs charges on its guaranteed home loans. That could be a savings of thousands of dollars!  Learn more here . Do your 2020 plans include purchasing a new home? H.R. 299, signed into law in June 2019, affects VA home loans guaranteed on or after January 1, 2020.  The biggest changes in the law  are twofold: the loan limits will be raised for VA home loans, and rates will temporarily increase for certain loans by 0.15-.0.30%. For more information about how this might impact you, ask me! I am an MRP certified REALTOR®. If you are considering a VA Home Loan, there are some specific benefits you may not be aware of. There are six unbeatable benefits  of using a VA ...
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What Will Be Your Clutter Legacy?

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This article is reprinted with permission from my friend Vali G. Heist, Certified Professional Organizer and owner of  The Clutter Crew . If you need help with your clutter situation, contact Vali today!  -- My husband and I bought our old farmhouse almost 38 years ago when he agreed to sell his sports car to provide the down payment (Thanks Bob!). We have an acre of land with a lot of trees, a pond, a stream, and two barns. We have updated just about every inch of the house and the land...several times over. It's a LOT of work (translation: money pit) and it's not perfect, but we continue to work hard to make it our home.   Over the years we have had so many adventures: making apple wine, putting an addition on the house, catching fish and restocking our pond, constructing a new garage (with a second story to serve as a rec room for our son and his friends), redoing the stream (3 times), planting Christmas trees, shrubs and bushes and cutting down trees, shrubs and bushe...
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Storage Units: Short or long-term solution?

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I read this great blog recently by a good friend of mine and felt the need to share it. It's great info and I hope you enjoy it. Kudos and thanks to Vali Heist for allowing me to reproduce her blog here for you to read... - Erica By  Vali G. Heist,  Certified Professional Organizer® “Have you seen the show Hoarders?” As soon as someone finds out I’m a professional organizer, they ask this question. I believe one of the reasons people watch the show is they understand how clutter might get out of control, even if it’s not at that level. Compared to the rest of the world, many Americans could look like hoarders: We have garages filled with equipment we haven’t used in years with no room for cars; we have attics filled to the rafters with things we haven’t seen in ages; and we have basements filled with stuff we haven’t taken the time to go through for quite some time. It’s a scary, fine line between a hoarder with a disorder and The Great American Consumer with too much...
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