Please give me a call for more info about home buying assistance programs that are available in this area. Approved Mortgage Group can help with several programs that are currently available. Call me at 610-372-0212.
If you’re getting ready to list your home, consider the exterior appearance of your home and property. There are some inexpensive improvements you can make to your outdoor space to make your property more appealing to a potential buyer. The easiest one is also the one that’s the most logical. A clean and well-maintained exterior will increase the value of your home. Take a walk around your property and take notes. Notice if you see flaking paint or dirty siding on your home. If you do, fix that first. Also take a good hard look at your lawn. If the grass is overgrown, cut it. If you see bare patches on the lawn, plant some grass seed right away. If you have flowerbeds, make sure they are weeded and tidy. It certainly wouldn’t hurt to plan a few inexpensive plants that are low maintenance. If your landscaping features trees, hedges or bushes, maintain them. Prune as needed. Clear out any debris or fallen branches and leaves. Take a long hard look at your patio or deck a...
If you are a Purple Heart recipient or you know someone who is, please consider this info. Starting January 1, 2020, as part of the Blue Water Navy Vietnam Veterans Act, Purple Heart recipients will be exempt from paying the funding fee the Department of Veteran Affairs charges on its guaranteed home loans. That could be a savings of thousands of dollars! Learn more here . Do your 2020 plans include purchasing a new home? H.R. 299, signed into law in June 2019, affects VA home loans guaranteed on or after January 1, 2020. The biggest changes in the law are twofold: the loan limits will be raised for VA home loans, and rates will temporarily increase for certain loans by 0.15-.0.30%. For more information about how this might impact you, ask me! I am an MRP certified REALTOR®. If you are considering a VA Home Loan, there are some specific benefits you may not be aware of. There are six unbeatable benefits of using a VA ...
If you’re a homeowner over age 62, you may be thinking about a reverse mortgage. This is a loan that allows older homeowners to use equity in their homes. As a result of the uncertainty in the economy since the pandemic hit in 2020, there have been scammers that target older homeowners through reverse mortgage schemes. Unlike a traditional mortgage, a reverse mortgage does not have a monthly mortgage payment. The loan is usually repaid when the borrower sells or no longer lives in the home. With a reverse mortgage scam, a homeowner may often not realize that they have been scammed until the loan money is already gone. Play it safe and talk to an expert before considering a reverse mortgage. You can speak to a HUD reverse mortgage counselor at anytime at 800-569-4287. To learn more about a reverse mortgage and how it works, visit www.consumerfinance.gov/reversemortgage .
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